What is iTrustCapital (brief)?
iTrustCapital is a fintech platform that enables investors to buy, sell, and hold cryptocurrencies and physical precious metals within tax-advantaged retirement accounts (such as traditional and Roth IRAs) and non-IRA accounts. The service acts as a software front-end connecting users to third-party custodians and storage providers so you can trade 24/7 while the underlying custody, compliance, and storage functions are handled by institutional partners. :contentReference[oaicite:0]{index=0}
How to sign in — step-by-step
Signing in to iTrustCapital is straightforward. Use the official login portal at app.itrustcapital.com or the login link on the company homepage. Here’s the usual flow:
- Open the official login page: Go to
https://app.itrustcapital.com/or click “Log In” on iTrustCapital.com. (Avoid clicking through third-party landing pages or ads.) :contentReference[oaicite:1]{index=1} - Enter credentials: Provide the email and password you used when creating the account.
- Two-factor authentication (if enabled): Complete any 2FA step such as a one-time code. iTrustCapital encourages standard security practices; check the account security settings for available options. :contentReference[oaicite:2]{index=2}
- Account dashboard: After successful sign-in you’ll land on your dashboard where you can view balances, recent trades, funding options, and account statements.
Account types: IRA vs Non-IRA (what’s available)
iTrustCapital supports multiple account types. The primary differentiator is tax treatment and rules:
- Crypto IRAs (Traditional/Roth/SEP/Simple): Purchase and hold approved cryptocurrencies and certain precious metals inside a tax-advantaged retirement account. Contributions and distributions follow IRS rules for IRAs. :contentReference[oaicite:4]{index=4}
- Non-IRA brokerage-style accounts (PCAs / taxable): For investors who want immediate taxable ownership outside of retirement vehicles. Availability and naming may vary on the platform. :contentReference[oaicite:5]{index=5}
Opening an account typically involves personal information for onboarding and, for IRAs, selecting the IRA custodian type and funding method (cash contribution, transfer, or rollover). iTrustCapital’s help center has step-by-step guides for each onboarding path. :contentReference[oaicite:6]{index=6}
Manage Bitcoin, Ethereum & other cryptos — dashboard basics
Once signed in you’ll see balances by asset, aggregate portfolio value, and navigation for buy/sell, funding, and account statements. Key actions you can perform from the dashboard include:
- Buy and sell crypto 24/7: iTrustCapital supports round-the-clock trading of a curated list of cryptocurrencies. The platform routes orders to liquidity providers and executes on your behalf within the custody framework. :contentReference[oaicite:7]{index=7}
- View price charts and transaction history: Each asset page includes price data and a history of your trades and transfers.
- Account statements & tax docs: Exportable statements are available to support tax reporting and IRA compliance. :contentReference[oaicite:8]{index=8}
Example: buying Bitcoin or Ethereum
- Fund your account (bank transfer, rollover, or another accepted funding method).
- Choose the asset (BTC or ETH) on the Markets or Buy page.
- Enter the amount (USD or crypto units) and review the estimated execution price, fees, and route.
- Confirm the purchase — the order executes and the asset appears in your IRA or PCA balance. :contentReference[oaicite:9]{index=9}
Manage Gold & Silver inside IRAs
iTrustCapital offers the ability to buy and hold physical gold and silver (often via allocated or allocated-style storage agreements) within retirement accounts through partnered precious-metals providers. The platform markets a straightforward pricing model and 24/7 trading for precious metals similar to crypto. Details include product types, premiums over spot, and storage arrangements. :contentReference[oaicite:10]{index=10}
Practical note: precious-metal orders typically include a premium over spot per ounce (for gold and silver) and the platform will show the total cost before confirmation. Storage and custody of physical metals are arranged through the platform’s partners — read the precious metals product pages and custody disclosures for full details. :contentReference[oaicite:11]{index=11}
Fees & pricing — what to expect
iTrustCapital emphasizes a simple fee structure. The most commonly discussed elements are:
- Crypto transaction fee: iTrustCapital charges a flat percentage fee on crypto trades (public reviews and the platform’s pricing pages commonly cite a 1% crypto trading fee as the baseline; always confirm the live rate on the pricing page before trading). :contentReference[oaicite:12]{index=12}
- Precious metals premiums: For gold and silver there is a premium above spot per ounce (examples cited in reviews and the site give specific dollar amounts per ounce). These premiums cover sourcing and storage. :contentReference[oaicite:13]{index=13}
- No recurring platform fees (typically): Many published reviews note the platform does not charge ongoing monthly account maintenance fees, but always verify the most current fee schedule on iTrustCapital’s pricing and support pages. :contentReference[oaicite:14]{index=14}
Custody & security model
iTrustCapital positions itself as a fintech software platform that connects investors to institutional custodians and storage providers (not an exchange or custodian itself). This “closed-loop” setup means custody and storage are handled by regulated, third-party custodians or partnered storage providers while iTrustCapital provides the user interface, trading engine, and account servicing. :contentReference[oaicite:16]{index=16}
What that means for users
- Institutional custody: Underlying assets are held by third-party custodians or secure storage providers (for precious metals). Reputable custody reduces some operational risks but does not remove the importance of platform-level security. :contentReference[oaicite:17]{index=17}
- Account protections: iTrustCapital documents and support pages explain how funds are segregated and how custody relationships work — review those disclosures to understand legal title, storage, and distribution processes. :contentReference[oaicite:18]{index=18}
Best practices: account security & operational tips
- Use strong, unique passwords: Protect your account with a strong, unique password and change it if you suspect compromise.
- Enable two-factor authentication: Where available, enable 2FA for sign-in and account changes. Check support docs for supported methods. :contentReference[oaicite:19]{index=19}
- Verify URLs & emails: Access the platform only via the official domain (
itrustcapital.comandapp.itrustcapital.com) and be cautious of phishing emails that impersonate support. :contentReference[oaicite:20]{index=20} - Keep records for tax reporting: Export transaction history and statements for tax and compliance purposes — the platform provides reporting tools for account activity. :contentReference[oaicite:21]{index=21}
- Understand IRA rules: If using IRA accounts, be aware of contribution limits, required minimum distributions (RMDs) when applicable, and early withdrawal penalties — consult a tax advisor for personal guidance. :contentReference[oaicite:22]{index=22}
Common FAQs
Can I buy Bitcoin and Ethereum in my IRA?
Yes. iTrustCapital allows you to buy and hold approved cryptocurrencies such as Bitcoin and Ethereum inside certain IRA account types, enabling tax-advantaged exposure. Availability of specific coins can vary and is listed on the platform’s Markets pages. :contentReference[oaicite:23]{index=23}
How fast can I trade?
iTrustCapital offers 24/7 trading for supported assets; execution speed depends on liquidity and routing. The platform shows an estimated execution price at order placement. :contentReference[oaicite:24]{index=24}
Who holds custody of my assets?
Assets are held by institutional custodians and storage partners on behalf of your account; iTrustCapital is a software platform facilitating access and trading. Review custody disclosures and partner names on the site for full details. :contentReference[oaicite:25]{index=25}
What are the fees?
Commonly referenced fees include a flat crypto transaction fee (often cited as 1%) and premiums for precious metals. There are typically no ongoing monthly account fees, but fee schedules may change — always check the pricing page before trading. :contentReference[oaicite:26]{index=26}
How iTrustCapital compares to typical crypto exchanges
Key differences to be aware of:
- Tax-advantaged IRAs: iTrustCapital’s primary differentiation is integrated IRA support for crypto and precious metals — exchanges normally offer taxable brokerage accounts but not self-directed retirement custody with institutional metals storage. :contentReference[oaicite:27]{index=27}
- Custody model: iTrustCapital uses institutional custodians and a closed-loop model; many consumer exchanges custody assets directly or use pooled custodians — specifics vary by provider. :contentReference[oaicite:28]{index=28}
- Fee structure: iTrustCapital’s flat-fee crypto trades and metal premiums are structured differently from maker/taker or trading-fee models used by spot exchanges — review examples to know which is cheaper for your use case. :contentReference[oaicite:29]{index=29}
Checklist before placing a trade
- Confirm you are on the official site or app (
itunescapital.comis not correct — the official domain isitrustcapital.com). :contentReference[oaicite:30]{index=30} - Review estimated execution price and fee breakdown shown at checkout. :contentReference[oaicite:31]{index=31}
- Confirm asset and IRA vs taxable account selection (trades inside IRAs have different tax consequences). :contentReference[oaicite:32]{index=32}
- For precious metals, confirm premium over spot and storage arrangements before confirming. :contentReference[oaicite:33]{index=33}